840 5th Avenue, San Diego, CA | Directions 9210132.714189 -117.160298
Neighborhoods: Central, Central San Diego, Gaslamp
If you are seeking a government-backed home loan, rest assured that is our specialty. iFreedom Direct is a top national FHA and VA lender, and our team has been assisting borrowers with government mortgages for over 20 years. If you're on active military duty, a reservist, or a veteran, you may be entitled to substantial benefits to help you purchase your home with no down payment. Our VA loan professionals can help you. If you're interested in refinancing your mortgage to pay off debt, do home improvements, get cash out, or lower your interest and monthly payments, iFreedom Direct can help you take advantage of low government program interest rates. For VA home loans, VA debt consolidation, cash out refinance and more, let iFreedom show you the benefits of working directly with a specialty VA and FHA lender.
Smoothest service ever...easier than buying a car – We worked with Hugo Montano to secure a VA Home Loan and he is definitely an EXPERT in his field with a passion for what he does! He showed that he cared for us and was on the ball every step of the way! We are first time home owners and Navy Vets - now in a beautiful home with 2 dogs. Life is amazing and Hugo helped to make that possible and without any snags along the way! The process was so smooth and we closed in less than 30 days. We will never forget the assistance and sincerity we received from Hugo and iFreedom Direct.
VA Loan - First Time Home Buyer - Seattle WA – I first worked with Carlos Castro who helped me do some credit repair. I had a low credit score. Without the repair work and the VA backing me I would have not got into my new home. Amir Nurani helped me greatly in all phases of the loan process. I ended up getting the house at 86% of market value, and almost $3k cash back at closing.
I am living in my new house now and I am very pleased with IFreedom directs customer service, and product.
Amir was very easy to reach, night and weekends too!
He is easy to talk with, not intimidating and respectful.
I highly recommend them to any one wanting to use their VA loan.
Took the worry out of this first time home buyer – I was very lucky to get Carlos Castro as my loan officer.
This was my first home purchase and I was very hesitant and nervous about going through the process and figured it was easier to just be a renter; but with the insanely low home prices in the PHX metro area, I decided to go "all in" and use my VA Loan benefit.
From the first call, Carlos was my sole point of contact through the loan approval process, which is nice, because you develop a solid professional relationship as you go through the process.
He would respond to all my email questions via email and then would also phone me to make sure I understood his answers, which was a real nice touch.
He explanations were always simplified and spoken in laymen
Great Service – Nothing but good things to say. Amir Nurani was excellent. I will have no problem referring him or iFreedom.
VA LOAN REVIEW – This has been the best comany I have EVER worked with. Amir with IFreedom really took care of us and kept us in the loop in the whole process! I would def use IFreedom again thanks to Amir! Great work and thank you for all of your hard work!!!!
Fantastic Service – I spent over twenty years in the Air Force. Much of that time in customer service. I learned that to keep your customer happy, you often do more than expected for them. I taught every one of my Airmen that same value. Further, I expected...sometimes DEMANDED better customer service from those for whom I was a customer. With luck I left a positive, powerful, lasting legacy for the next generation of Air Force leaders. Amir Nurani, had he spent time in the Air Force, could have emerged as one of those Airmen I trained. Unbelievably skilled in his job, Amir inspired confidence through the entire loan process. When he told me a VA loan could be closed in less than thirty days, neither I, nor my buyer's agent believed it. I had purchased with a VA loan in the past, and knew that Amir was just "trying to make me feel good." Well, there is egg on my face. From start to finish, it took 28 days. I don't know the way this young man's connections and networks reach out to so many, but for a fact even the appraisal was accomplished quickly. One-stop shopping is what it's all about, and Amir made the people attached to his puppet strings dance and run to get everything done. Well done Amir, and well done to iFreedom Direct. If there were an Amir at every company, and every position in the government, there would be LOTS of people able to get things done. If you need a home loan, contact these guys. From the reviews below, you can see it's not just Amir, but it is every one of their employees. It's either something in the water at iFreedom Direct, or they only hire professionals.
Great Customer Service and Information – Working with Amir Nurani was a stroke of great fate and good luck. This was my 2nd VA loan having been out of the USAF for 31 years. This was our last house we ever intend on purchasing and Amir offered advice at every turn, all designed to save my family money and time. His knowledge of the VA process was impressive and intellectual, he surely showed he was a master of his craft. From beginning to end, he displayed a professional competence that I embraced and appreciated. Thanks for professionals like Amir and iFreedom Direct for being a sensational value for any active duty or past veterans who want to take advantage of their benefits in supporting our great country. God bless Amir and iFreedom Direct - use him, you won't ever be sorry.
iFreedom Direct..Michael Warner – Working with Michael Warner on buying my first house was a dream. I am in the military and using a VA Loan, and working with Michael was so easy because he already knew so much about the VA process. He really made it so simple, I plan on being in this house for a very long time, but just incase I want to buy another one, I will def be calling Michael again. Thanks again iFreedom Direct and Michael for all of your help and your support with the military.
iFreedom Direct..Ivonne Ganss – Ivonne Ganss is nothing less than awesome!! From the first time I talked to her I felt confident that she could help us. She knows exactly what she is doing and very fast and efficent...did I say fast.. we closed our home in 17days after I first spoke with her..yes 17 days.. this is even over the thanksgiving holiday!!! She was on top of every possible condition that would come up and made the process so much less stresfull.she answered all of my questions, and believe me there were many..and responded quickly to all my calls and emails..even after hours which I really appreciated.we had worked with another lender before Ivonne, and I wish I had found Ivonne first!!! We are now moved into our new home and will be able to celebrate christmas in our new home!!!! THANK YOU IVONNE!!!!
GETTING THE HOUSE OF YOUR DREAMS – Merry Christmas to my family thanks to Don Ruff at IFREEDOM DIRECT. I really can't believe how professional Don was at getting me our house through VA. Honestly i didn't think i would qualify or credit issues, but with Don Ruffs help we overcame and are now owners. i would highly recommend Don Ruff to anyone in Cali.
Go ahead, Give it a Shot. U too may be a happy owner like my wife and I.
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